Description Book Introduction The original YWAM DTS (Discipleship Training School) finance course textbook, offering an in-depth reinterpretation of the biblical principles of Kingdom finance. This book speaks to readers who want to understand biblical teaching and apply it to their lives, showing how the principles and truths of God's Kingdom can revolutionarily transform our lives. It emphasizes that when we learn about money in order to live according to the Kingdom's proper perspective, we can manage our finances faithfully and apply God's Kingdom principles of finance to our daily lives. This book captures in written form the acclaimed "Biblical Financial Principles" course taught by well-known instructors at YWAM's DTS (Discipleship Training School). It distinguishes between the meanings of Wealth, Riches, and Money, and approaches the spiritual currents behind them—along with the issue of "possessions and money," the very area in which God's people must first find victory, yet which is also the most vulnerable—from the perspective of God's Kingdom. With editing that stays close to the original text, this book will keep readers thoroughly engaged from start to finish. Table of Contents Recommendation · 4 Introduction · 10 Part I. Wisdom for Managing Finances in Balance · 15 1. The Invisible Power of Mammon · 29 2. Sparrow Faith · 73 3. Two Different Economic Systems · 93 Part II. Five Biblical Principles for Using Finances · 147 4. Set Apart What Belongs to God · 155 5. Become God's Steward · 197 6. Close the Circle of Your Budget · 207 7. Resolve Your Debt · 227 8. Bear the Fruit of Righteousness · 265 9. Multiply Your Resources by Sowing and Reaping · 283 Appendix About the Authors Author: Craig Hill Craig Hill serves as President of Family Foundation International in Denver, Colorado, USA. With diverse experience ranging from the business world to mission fields in communist countries, seminary classrooms, family ministry, and local church pastoral work, he is uniquely equipped to discover and teach God's truth in effective, practical ways—free from religious formality and rooted in everyday life. Author: Earl Pitts Earl Pitts is one of YWAM's (Youth With A Mission) leading teachers on biblical financial principles. Through deep reflection, he draws life principles from Scripture and combines them with his extensive experience as a businessman to deliver outstanding teaching. Beyond his expertise in finance, he draws on 19 years of experience at IBM to teach powerfully from a biblical perspective on business management and economics. He currently manages a YWAM-affiliated business in Canada. Translator: Heo Ryeong Heo Ryeong graduated from Sogang University with a degree in Newspaper and Broadcasting, and earned her M.A. in Communication from the University of Southern California. She currently serves alongside her husband as director of YWAM Canada's tentmaking ministry. Her translated works include "The Tale of Three Kings," "Letters to a Wounded Christian," and "The Wonderful Me God Made" (all published by YWAM Publishing). Inside the Book "Prosperity" means becoming excellent, or rising to the highest place. Therefore, to "prosper" means to advance to the highest place in whatever we desire—whether in spirit, soul, body, relationships, or finances. What matters most here is what we desire, because what we desire can be either good or evil. --- p.115 Once again, many people try to apply a principle only on the surface, without understanding the wisdom behind it. Of course, tithing must be done. Yet some Christians place their trust in the principle that tithing brings blessing, rather than in God the Provider Himself. But remember: the answer to your financial struggles lies in your relationship with Jesus Christ, and in your trust toward God. --- p.159 Therefore, tithing is not truly for God's sake—it is for yours. God's purpose is not to take your money, but simply to use it as one way of planting in your heart a "sparrow faith" that sees God as your Provider. ---